At Oneplan, we’re always looking for new ways to innovate and make today better for South Africans, which is why we’ve just launched our new Oneplan GAP Cover product! We know that, for some people, having a medical aid just works better for their needs than health insurance, but even medical aid doesn’t always cover everything.
We’ve developed 2 GAP Cover Plans – the Core Plan from R220pm and the Executive Plan from R285pm – that are simple and easy to understand. There’s no complicated jargon, confusing benefits, long claims processes or high monthly premiums. Just the GAP in health bills filled.
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What Is Gap Cover?
Gap cover is a handy add-on to your medical aid that provides financial assistance when you have run out of your Medical Scheme Savings or if you have reached your day-to-day benefit sub-limit. Oneplan Gap Cover includes Out- and In-Patient benefits such as in-hospital shortfalls, co-payments, and other deductibles at an affordable monthly premium.
Why Do I Need Gap Cover?
While medical aids cover a significant portion of expenses, they often have limits on procedures and specialist fees.
Gap health cover acts as a supplementary layer, filling the GAP between what your medical aid covers and the actual costs of treatment, especially when specialists charge above medical aid rates. This additional cover helps protect you against unexpected medical bills so you can get the best health care possible without worrying about significant out-of-pocket expenses.
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Why We think Oneplan GAP Cover is the Best Gap Cover in South Africa:
Comprehensive benefits on BOTH plans
When you fill the GAP in your medical bills with Oneplan, you don’t have to choose between comprehensive benefits and affordability – only how much extra cover you want to have available when you need it most.
No sub-limits
We’re really not fans of complicated sub-limits, which is why we either double or quadruple your scheme payout depending on your chosen plan. This means a quicker, more streamlined process, and less confusion when it comes to claiming.
GAP Savings
Our plans offer savings for various medical expenses, including GP visits, dentistry, radiology, medication, and more. This is our way of giving you further peace of mind by covering shortfalls and unexpected costs for those day-to-day health expenses – not just in-hospital cover.
Shortfalls and co-payments paid, even withing MSA Threshold
We let you claim for Medical Aid shortfalls and co-payments, even when you are within your Medical Savings Account (MSA) threshold. This ensures you can access necessary care without worrying about additional expenses.
Added Cancer cover
We don’t discriminate when it comes to the treatment of cancer. All cancers are covered on our GAP Plans, meaning you’ll never have to worry about expensive co-payments when it comes to these important treatments.
Cover for mental health conditions
At Oneplan, we know that your mental health is just as important as your physical health, which is why our GAP Plans include cover for all mental health conditions not related to self-inflicted injuries.
Accidental Death Cover and HIV Treatments
One benefit that’s quite unique to our GAP Cover is that Accidental Death is included as a benefit at no extra cost. Additionally, you get cover for Trauma Counselling and HIV Treatment included in your monthly premium. This is part of our dedication to ensuring all South Africans have access to the resources they need when it comes to their health.
We know how stressful it can be when there is a medical emergency, and then you have added financial strain on top of that when you find out your medical aid doesn’t cover the full cost – which is why we’ve worked hard to create gap cover that is affordable, comprehensive, and takes the burden off you when it comes to medical bills.
If you’d like to learn more about our new GAP Cover offering, you can click here to view our GAP Plans, or WhatsApp us on 083 794 5452 where one of our friendly agents will be happy to answer any questions you may have. You can also get a quick & easy online quote here.
Your Health Family,
Oneplan
