Here’s what you need to know about our Blue Plan.
A boost from our most basic Core and Core Plus Plans, The Oneplan Blue Plan is the next best thing when it comes to doctor visits, routine care cover and so much more. Medical aid is expensive, and so many of us think that the only option we have when it comes to accessing private healthcare is a hospital plan. But you couldn’t be more wrong, and here’s why.
Have you heard of health insurance? If you have, then brilliant, and if you haven’t, then worry not, our healthy life seeking friends, here’s what you need to know about health insurance: It’s basically the affordable alternative to medical aid. It covers you for more than just hospital and emergency care and even lets you keep your doctor.
Well, that’s if you stick with Oneplan. Most insurers give you a certain list of doctors you have to stick to, whereas we let you visit any doctor of your choice.
Read this: A step-by-step guide to understanding health insurance plans
So, if you are looking for affordable and budget-friendly access to private healthcare, then look no further than our Oneplan Blue Plan. It’s a step up from our Core and Core Plus Plans and gives you some boosted benefits and cover.
How much does the Oneplan Blue Plan cost?
The Oneplan Blue Plan starts from only R955 a month and gives you access to private hospitals, doctors and other health care providers such as the dentist and optometrist!
What makes this plan so great?
1. Routine care and day to day costs are covered
Like we said, our health insurance plans are more than just hospital cover, we cover you for accident, illness, emergency, routine and day to day visits to the doctor. The thing is, we want you to stay healthy and not have to wait until it gets so bad that you HAVE to go to the hospital. With us, you don’t have to wait until payday to see your doctor or wait until that ache in your back gets too bad.
- Doctor visits – Up to R420 per visit to your doctor.
- Scripted medication – Up to R190 per script.
- OTC Medication – Up to R190 per annum.
- Blood tests – Up to R505 per event.
- X-rays – Up to R505 per event.
- Dentist visits – Up to R685 per visit with a maximum of 3 visits a year.
- Maternity Pre-Birth – Up to R660 per visit with a maximum 3 visits per pregnancy (annual limit of R1 985).
- Optometrist – Up to R1 215 per visit. Limited to claim 24 months per dependant.
The Oneplan Blue Plan has day-to-day overall annual limits of R8 650 for a single person, R13 520 for 2-3 members, and R17 845 for 4+ members.
Discover: What is the Difference Between Medical Aid and Medical Insurance?
2. Fantastic in hospital benefits
We also offer great in hospital benefits (for when you stay in hospital):
- Casualty illness – These are emergency treatments for illnesses that do not require overnight hospital stays. Casualty refers to the emergency department in a hospital. We cover you for up to R5 600 for life-threatening emergencies in casualty units.
- Casualty accident – These are emergency treatments for accidents that do not require overnight hospital stays. We cover you for up to R5600 for accident events in casualty units.
- Accident cover – We cover accidents for up to R230 000 per event and up to R460 000 per family per event – these are the things you didn’t see coming.
- Illness In Hospital – We cover up to R60 000 per event per person and up to R150 000 per insured each year.
- Dread Disease – We cover up to R315 000 per disease per year.
- Natural Birth and Emergency Caesareans – We cover up to R55 000 per insured event per person
- Accident disability – We cover accidents for up to R220 000 per event.
- Family death cover – We hope these things never happen, but when they do we cover the main member for R15 000, your partner for R15 000, children between 14 and 21 for R15 000, children between 6 and 13 for R10 000, and children between 1 and 5 for R7 500.
- We also cover trauma, assault, accidental HIV and costs associated with funeral homes.
- We have a 24-hour medical assistance line that can help you in emergencies and have an ambulance come and take you to the nearest hospital.
Related: Dread Disease Cover & Health Insurance: What You Need to Know
3. Get paid before you see the doctor
Oh yes, it gets better – with us, you get paid BEFORE you see your doctor with our simple and smart Oneplan Claim Card that is couriered to you when you become a member of the Oneplan family. We pay you before you get the medical care you need for day-to-day claims.
When it comes time to claim, you simply login to our Oneplan App, load your claim amount and the funds will be sent to your Oneplan Claim Card within seconds. You then use this card to swipe at your doctor’s office just like you would a normal debit card.
Oh, and did we mention that you get to go to any private doctor you choose, and we also have a team of qualified nurses for you to chat to through the App for any medical questions you might have? It might even save you a trip to the doc!
Keep it smart and simple with Oneplan Health Insurance. Boost up the Core Plus Plan and go for Blue.
Your Health Insurance Family,
Oneplan
