We dig into the facts of health insurance cover and what your benefits (and exclusions) are when it comes to tests
A lot of people associate health insurance with just the small stuff – and we’re just fine with that. Of course, we cover the big stuff, too. We cover all sorts of insanely expensive procedures and treatments but most of all: we make common health and screening procedures (like x-rays and blood tests) accessible to more people.
The cost of a full blood test could cost you anywhere between R1000 and R1500. Now it’s more likely that you’ll only be having a few blood tests, maybe two to three, which could easily set you back a couple of hundred rands.
The same goes for radiology (x-rays). If your little one falls off their bike or you have a nasty fall, you shouldn’t have to worry about the costs of proper medical attention. An x-ray can cost you anywhere between R600 and R1800, depending on location and how many you need.
Related: What is covered in health insurance?
Health insurance and pathology
Blood tests are a part of pathology, which also includes tissue and biopsy samples, smears, urine samples and swabs. This may be a part of a normal GP visit or blood work done by a specialist. Either way, it’s good to know that they are covered when you need your blood to be examined by a lab.
It’s important to keep track of your blood – it can tell you a lot of things about your health. You can catch early diagnoses like coronary heart disease, diabetes, high blood pressure, HIV/AIDS, and cholesterol.
Health insurance and radiology
Oneplan Health Insurance doesn’t just include x-rays, we also include radiology as a whole. That means cover for sonars, mammograms, ultrasounds, and bone density. You’ll also have cover for imaging scans with a CT and MRI scan.
Just like pathology, radiology cover is included across all our plans under routine health care. This also means you can receive radiology in a private healthcare facility. This saves you the hassle of waiting in long lines and overcrowded hospitals. Radiology facilities will also be more reliable in a private hospital.
It all depends on your plan, but there are things we can guarantee for all five of our health insurance plans. You will have access to essential health care options that make your everyday life easier – for you AND your family. You see, the thing about health insurance is that it isn’t just for you. Our family discounts make it possible for you to protect your entire family and give them the medical care they need when they need it.
Health cover
Doctor’s visits
When you feel ill, you don’t need to worry about the bill. At least, you shouldn’t have to. Visits to the doctor can include any GP related procedures, consults or treatments.
Dentist visits
Cover to keep those pearly whites white! And more than that, in exceptionally good shape. Regular visits to the dentist are a must for the whole family, and insurance helps you juggle the costs!
Medication
Chronic and scripted medication is covered with Oneplan. Just think about it – you’ve just paid for a doctor consultation, received a script and you have to pick up your meds all in one day. That’s pretty expensive for making the responsible decision to get your health checked. Life is easier when you have insurance that covers your medication.
Optometry
What’s health insurance without extra vision? Boring old insurance, that’s what. You can schedule your regular eye checks with peace of mind because they’re covered with Oneplan.
Bear in mind that for all of the benefits we have spoken about today, you can log your claim onto the Oneplan App to get paid BEFORE you visit your doctor, dentist or optometrist. How we do this is through sending the money to your Onecard (your Oneplan Card that acts exactly as a debit card would. You just insert it at the payment point after your appointment and boom, you’re good to go).
Discover: What is the Difference Between Medical Aid and Medical Insurance?
Of course, Oneplan Health Insurance goes way beyond routine health cover. Our plans also cover casualty illness and accident, hospital cover, specialist cover and fantastic maternity and pre-birth benefits.
Your Health Insurance Family,
Oneplan
