We care about you and the quality insurance you can afford. We believe that you should not be cheated simply due to your budget. So, what’s better for your budget, comprehensive or third party cover?
Your budget is just as important to us as the insurance cover we provide you with. It’s our mission to ensure that you know what options you have and for you to choose what will best suit your needs as well as your bank account.
Our insurance policies cater to a variety of needs, backgrounds and budgets because you need to be covered in every situation, no matter what.
Discover: 9 Most Common Causes of Car Accidents in South Africa
Why you need car insurance
Insurance of any kind can often feel like a grudge purchase. You see this money fly out of your bank account every month and you feel like you never use the service. The Oneplan team is human and completely understands how you feel, we’ve been there too.
That being said, however, car insurance is definitely something you cannot go without (if you have a car that is). With a reliable car insurance policy, you are always covered for:
- Damages
- Theft
- Fire protection
- Roadside assistance and more.
You never know when something might happen so make sure you’re covered. Like we always say: we can’t predict when things go wrong, but we can be covered for when they do.
The difference between third party cover and comprehensive cover
You’ve definitely heard the words third party cover and comprehensive insurance but they’re often misunderstood so we’re here to break it down for you!
Comprehensive insurance is an insurance option that covers your car for practically everything. From car accidents to fire, theft and other insured events, as well as third party claims – you’re covered. This cover is often a little bit pricey.
This means that car owners sometimes opt for a lower form of cover and one of the most popular options is third party cover.
A third party insurance policy will only cover the other person’s damages in an event of an accident whereas comprehensive cover will cover both you and the other person. This means that with only third party cover, you will find yourself footing the bill for quite a bit more.
Third party insurance may be tempting but you may end up in a worse off situation than you expected.
Explore: On the Scene: What to Do After a Car Accident
How it works with Oneplan
As we said, Oneplan completely understands the struggle of paying for insurance and managing your budget. This is why we have worked so hard to ensure that our insurance policies are easy to use, understand and apply while satisfying your budget. Here’s how it works!
We tend to prefer a comprehensive cover that ensures you do not fall short in any situation. This is why we let you control your insurance premium by adjusting your excess.
You can choose to adjust your excess between 5% and 70%. Simply log onto the Oneplan App and adjust your excess based on your budget. Cover as much as you can and want to, at the price you can afford.
We believe in simple insurance. We live for it. We believe in insurance that is easy to use, understand and apply. Because we care about you, and we care about quality insurance you can afford.
Discover: Is the Minimum Car Insurance Excess Fee Adequate Coverage?
Our car insurance is unlike the others out there, that’s because we let you choose and manage your premium directly from your smartphone – it’s that simple.
When something bad happens, it’s our job to ensure there’s a positive outcome for everybody involved. We want you to feel that you have done your part and contributed fairly to the situation and we want the third party to be safe and sound.
After the incident has happened, simply provide the third party with your Oneplan insurance details and we’ll take over the rest. We handle all interactions with the third party, this way all parties benefit fairly from an unfortunate situation. All you have to do is upload your images of the scene directly onto the Oneplan App. This means you’ll receive seriously quick insurance assistance for your comprehensive and third party cover claims.
Yours in comprehensive car insurance,
Oneplan
