Health insurance is a cosy safety blanket that offers you (and your family) peace of mind.
There’s no going around it, health insurance is a necessity. As much as you think you don’t need it, it can vastly improve your life. And no, we aren’t totally biased, there are so many different reasons why health insurance gives you absolute peace of mind.
Health insurance is a way for you to have financial cover for a medical event. Once you decide on an insurance provider and a health insurance plan that works for you, you and the insurance provider enter into an agreement where you pay a monthly premium, and they’ll provide a certain level of coverage for various medical needs.
Honestly, health insurance is far cooler than it may sound and it offers a sense of security. Don’t believe us? We’ve identified five ways it does just that.
1. Always prepared for the unexpected
One thing in life is certain, and that’s that we don’t always know what’s going to happen. We can live our lives hoping we won’t fall ill or have an accident, but unfortunately, these things do happen.
The last thing you want is to go through a health scare or a medical event and have no protection to help you prioritise your health.
Luckily, when you have health insurance, all you have to focus on is your health and how to get better rather than “can I afford this?” or “how do I get access to private healthcare?”
2. Access to private healthcare and expert medical assistance
Private healthcare is pricey and the majority of us wouldn’t be able to afford it without some level of medical insurance.
Unfortunately, in South Africa, our public health facilities are underfunded and overcrowded leaving them unable to provide adequate healthcare to our citizens.
Health insurance gives you access to private healthcare without worrying that the bills will drain your bank account.
Not only that but private medical facilities have many specialists and medical experts that can assist you with all your health needs. You can rest assured knowing that your health will always be taken care of.
3. Relief from potential financial burdens
We briefly mentioned this but health insurance relieves you of some of the financial burdens that come with needing medical assistance.
Health insurance provides you with a certain amount of coverage for a variety of health emergencies, medication, check-ups and more. You won’t have to just hope things will get better when you’re ill because you can’t afford to see the doctor.
If you have health insurance with Oneplan, we make things that much easier by providing you with the funds before you see the doctor. And we have an easy-peasy claims system on the Oneplan app.
4. Prevention is better than cure
The great thing about health insurance is that it offers you coverage for preventative measures. Things like check-ups, vaccinations, physical examinations, and health screenings are often covered by your health insurance provider (dependent on your provider and your policy).
This means that you have access to health screenings without worrying about your budget. By having access to preventative care, you have a higher chance of finding any health issues early enough to treat them and keep yourself in pique health condition.
5. Improved quality of life
Not only does health insurance help you financially and give you access to quality medical care but it improves your overall quality of life.
Studies have shown that health insurance combats stress and anxiety. Stress and anxiety are usually a result of the unknown or feeling that you cannot control your circumstances. Health insurance offers a degree of predictability that helps alleviate stress and anxiety.
It also improves your quality of sleep, gives you deep reassurance and gives you the opportunity to ensure your loved ones are protected too.
All around health insurance is a sigh of relief. It’s something that you may not always need but when you do, it’s there and it always has your back.
Health insurance with Oneplan
Health insurance offers you peace of mind but health insurance with Oneplan offers you so much more than that.
We’ve worked hard to tailor our policies to a variety of needs and budgets so that health insurance is accessible to everyone at any stage in their life. All we want is for you to worry about your health and your loved ones, we’ll take care of the rest.
Yours in affordable health insurance,
Oneplan
