Pet Vaccinations & Pet Insurance: Does My Pet Healthcare Plan Cover Vaccinations?


Jade Poole from I Write Words


We discuss why vaccinations can help save the life of your pet and if pet insurance includes the costs associated with this form of routine care for your furry bestie.

Is your precious pet protected against fatal diseases?

Did you know that vaccinating your pet is the most important preventative step you can take to protect your pet’s health?

Vaccines help protect your pet from a range of common diseases.

How do vaccines work?

A vaccine will contain very small quantities of killed or altered of a virus or bacteria to stimulate an immune response. 

Simply put, a vaccine is like a training course for the immune system. It prepares the body to fight a disease without exposing it to the disease symptoms. So, when the foreign invaders such as viruses or bacteria enter the body, the immune cells known as lymphocytes will respond and produce antibodies which will fight against the invader (antigen) and protect your pet against infection.

Have a look at our vet’s guide to vaccinating your pets for a detailed article on the topic.

When should I vaccinate my pet?

Vaccinations should start within the first few weeks of your pet’s life. Your vet might change this schedule slightly or recommend additional vaccinations, but this is a basic outline of core vaccines:

Core vaccinations for your pet

Puppy’s vaccine schedule:

●        6 weeks:  Primary Vaccine

●        9 weeks: Primary Vaccine

●        12 weeks: Primary Vaccine and Rabies Vaccine

●        16 weeks: Primary Vaccine and Rabies Vaccine

Kitten’s vaccine schedule:

●        8 weeks: Primary Vaccine

●        12 weeks: Primary Vaccine and Rabies Vaccine

●        16 weeks: Primary Vaccine and Rabies Vaccine

Annual Vaccinations

Most vets will advise that you annually vaccinate your pet. If you live in a high-risk area, then you need to strictly stick to your vaccine schedule.

Vaccinations for dogs

●        Canine Parvovirus

●        Canine Distemper

●        Infectious Canine Hepatitis

●        Infectious Tracheobronchitis (Kennel Cough)

●        Rabies

Vaccinations for cats

●        Feline Viral Rhinotracheitis

●        Feline Calicivirus

●        Feline Panleukopenia

●        Feline Chlamydiosis

●        Rabies

Vaccinations and Pet Insurance

Now that you have a good understanding of vaccines, how they work and why they are so important for your precious pet, you might be wondering whether or not pet insurance will cover the costs associated with vaccinations…

Pet insurance, which is sort of like pet medical aid is a great way to save money on both routine and emergency vet bills. For a small monthly premium, you are saving yourself from the high costs of pet care.

To figure out if your pet insurance plan includes vaccines, then this will depend on a few factors, your chosen pet plan is the most important one...

The plan you choose

Every pet insurer has a range of plans for you to choose from.

At Oneplan, we give you the choice of 4 different plans:

●        Pet Accident Cover

●        Pet Hospital Plan

●        Pet Classic Plan

●        Pet Super Plan

Each of our plans includes different benefits aligned to a different premium.

The following plans include cover for routine care costs:

●        Pet Classic Plan

●        Pet Super Plan

Does Oneplan include cover for vaccinations?

Yes! Yes, we do!

Vaccination cover will fall under routine care. So, if you are on our Pet Classic or Super Plan, then routine care cover is included in this.

Here’s what else you are covered for as part of routine care:

●        Sterilisation

●        Consultations for and/or vaccinations, deworming, flea control

●        Anal gland expression

●        Teeth scaling and polishing

We even pay you before you see the vet

If you are already a client of ours, then you will know about the pawesome benefit of being a part of the Oneplan Family - we pay you before you see the vet!

We also let you go to any vet of your choice!

Here’s how it works…

Thanks to our smart Oneplan App, you can preload your claim before your visit to the vet and we will transfer the claim amount to your Onecard.

Your Onecard is basically like a debit card that you can use to swipe at the vet’s office.

If you want to have a look at a more detailed guide on how to claim, then check out our blog post on the topic.

What it comes down to

Vaccinating your pet is one of the best thing’s you can do for his or her health and it forms part of vital preventative care.

If you have comprehensive pet insurance, then this will help to cover the costs.

If you have a pet hospital plan, then you will have to cover these costs yourself.

If you have any questions or are still a bit confused, then why not log in to our pawfect app and chat with one of our team members or give us a call! We are always happy to help out.

Yours in cuddle-worthy pet insurance,


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