Let’s break down why accident only pet insurance could be the affordable pet insurance option you’ve been looking for.
Peace of mind could cost as little as R80 a month. If you’re a pet person the way we’re pet people, we know that you also worry, love, and care for your beloved furry friends. Sure, this includes the fun walks and soaking-wet bath days but it also includes making sure your pet is protected at all costs. Enter — pet insurance.
Having a pet is a pricey endeavour — you may be shocked to find that you’ve taken on a slightly cheaper child into your home. With vet bills becoming jaw-droppingly expensive (all with good reason), you need to find a way to prepare yourself for any out-of-the-blue bills.
Who needs pet insurance? You! YOU need pet insurance. Here’s the thing: stop assuming the unexpected won’t happen. Instead, expect the unexpected and find comfort that you have taken preventative measures to get you through! In the same way that you (hopefully) ensure your health, home, and vehicle, you should insure your pet.
Looking after your fur baby should never compromise your financial stability, which is something we believe very strongly in. So we created four insurance plans that cater to each lifestyle, home and pet parents. Some would go so far as to say your policy will be tail-o-made for you and your furry compadre!
What is seen as an accident?
Accidents happen and boy, they can be expensive. An accident that happens to a pet is an unexpected incident that causes them bodily harm and needs emergency medical attention. For an accident to be covered by an accident plan, the wounds need to be physical and obviously caused by the accident (being hit by a car, falling from a height or swallowing something they shouldn’t have).
An accident is not a slowly developing illness like sore joints or sore bones — there needs to be an instant cause and effect.
What is seen as an illness?
An illness is a disease or sickness that started after your pet insurance cover started. Our Pet Accident Plan does not offer illness cover, but our Pet Hospital plan does.
Ready to take a closer look at the our accident only pet insurance: the Oneplan Pet Accident Plan? Let’s do it:
Our Pet Accident Plan is our most basic policy and is perfect for pet parents who want to protect themselves with basic bill coverage in the event of an accident. So, which pet can be on this plan?
- Pets must be older than 8 weeks
- Small dogs younger than 11 years
- Medium dogs younger than 10 years
- Big dogs younger than 9 years, and
- Cats younger than 11 years.
At Oneplan, we don’t say no to any old-timers, we know just how much you love your senior fur kid.
So what does our Pet Accident Plan has to offer you and your four-legged friend:
Accident Cover: R8 000 annual
Burial/cremation/euthanasia Cover: Up to R1 500 and forms part of your annual limit.
We cover you for the things you can’t control (especially if we’re talking about an energetic puppy or curious kitten) like car accidents, burns or electrocution, animal fights/attacks, near drowning, poisoning, or swallowed foreign bodies.
Just a note: the removal of gastric foreign bodies is limited to 1 per pet per year. It also happens to be one of our most common claims.
We also cover you for any trauma that results in punctures or wounds, lacerations, abrasions, and fractured or broken bones.
Should you consider a plan that offers something more?
If you are happy with your decision to pay your own routine vet care bills and for non-accident-related surgeries and illnesses, then the Pet Accident Plan will be the perfect policy for you and your fur baby.
If this plan sounds like it doesn’t cover enough, you should explore our Pet Hospital Plan starting from R169 pm. This plan includes up to R35 000 in Accident Cover and Illness Cover.
With this plan, your pet will be covered for overnight hospital stays and surgeries related to both accidents and illnesses.
At the end of the day, every sacrifice you make for your pet will be worth it. Although they can’t thank you with their words, they will show you just how much they love and appreciate you.
*Please note that these prices are reflective of the date that this article was written. For up-to-date pricing, please click here.
To get in touch with one of our pet-crazy brokers, click here.
Your Pet Insurance Family,
Oneplan
Read this next: 6 ways to give your pup the pawfect check-up at home
