Moving house is an exciting new chapter, but it also comes with a long to-do list. Between packing boxes, arranging movers, updating your address and settling into a new neighbourhood, it’s easy to overlook your home insurance.
However, moving is the perfect time to review your cover and make sure it still reflects your new home and everything inside it.
At Oneplan, we know that life changes, and your insurance should be able to change with it. Here are a few important things to keep in mind when moving home.
Update Your Home Insurance Details
One of the first things you should do after moving is let your insurer know about your new address.
Your location plays an important role in your policy, as factors like the area’s risk profile and your property’s security features can influence your cover. If your new home has security measures such as an alarm system, electric fencing, security gates or is located in a secure estate, these are all details worth updating.
Keeping your policy information current also helps ensure there are no surprises should you ever need to claim.
Discover what underinsurance is.
Review Your Household Contents Cover
Moving house often reminds us just how much we’ve accumulated over the years.
Think about everything inside your home, from your furniture and appliances to electronics, clothing and personal belongings. If you’ve recently upgraded your TV, bought new furniture or invested in expensive appliances, it may be time to review the replacement value of your household contents.
Making sure your contents are adequately insured gives you peace of mind that your belongings are protected if the unexpected happens.
Read about doing a complete home safety check.
Check Your Buildings Cover
If you’re moving into a property you own, don’t forget to review your buildings insurance.
Buildings cover protects the permanent structures on your property, including your home, garages, boundary walls, outbuildings and other fixed structures.
Every property is different, so it’s worth checking that your cover accurately reflects your new home and everything attached to it.
Moving Is the Perfect Time to Review Your Cover
A new home often means new risks, new valuables and sometimes even a different lifestyle.
Rather than simply transferring your policy, take a few minutes to review your insurance and make sure it still suits your needs. It’s much easier to update your cover before something goes wrong than afterwards.
Home Insurance That Adapts to Your Budget
Moving can be expensive. Between transfer costs, deposits, moving trucks and furnishing your new home, every rand counts.
That’s why Oneplan car and household insurance gives you more flexibility than traditional insurance.
Our unique Cover Slider lets you choose the level of cover that works for your budget. By adjusting your level of cover, you have greater control over your monthly premium while still protecting what matters most.
Because life changes, your insurance should be flexible enough to change with it.
Manage Your Cover with Ease
Need to update your details or have a question about your policy?
You can manage your insurance through the Oneplan App or get in touch with our friendly team for assistance. Whether you’re updating your address or reviewing your cover, we’re here to help make the process as simple as possible.
Start Your New Chapter with Confidence
Moving house is about more than changing your address. It’s about creating a new home and protecting everything you’ve worked hard for.
By taking a few minutes to review your home insurance, you’ll have one less thing to worry about as you settle into your new space.
At Oneplan car and household insurance, we believe insurance should fit around your life, not the other way around. That’s why our flexible home insurance is designed to move with you, wherever life takes you.
Your Insurance Family,
Oneplan.
