Time to answer one of our most frequently asked questions about pet medical savings, so keep reading to find out the answer!
The truth is that as a pet owner, you are going to have to get used to adding a few new terms to your vocabulary. If you are reading this blog, then we’ll guess you are already aware of the words ‘pet insurance’, but what about pet medical savings? If you find yourself panic sweating or looking to open up another Google tab, don’t panic! We have everything you need (and more) about pet medical savings.
What is Pet Medical Savings?
You didn’t really think we would get into this blog without first defining the term, right? See, for us, it is important that we are all making use of the same definition – one that is simple and easy to understand. That way no one gets lost in unnecessary lingo and jargon that no one likes.
“Pet Medical Savings” means access to a savings wallet that may be used towards preventative care claims for your insured pet. Basically, think of Pet Med Savings as your superhero who swoops in whenever you need help with all of the day-to-day cover things. It’s an add-on for all of Oneplan’s more comprehensive policies.
Need a few examples of what it will cover? We’ve got you!
What exactly does Pet Med Savings cover?
- Voluntary sterilisation
- Vaccinations
- Deworming
- Tick and flea control
- Anal gland expression
- Dental care (teeth scaling and polishing)
- Nail clipping
- Chronic medication
- Hydro- and physiotherapy (not covered in hospital)
- Shortfalls and excesses that form part of the overall day-to-day annual limit
You can read more in our post: So, you’ve got pet insurance, now what?
Why is it essential that I get Pet Medical Savings?
We don’t like to be a pushy insurer, because you are absolutely entitled to do whatever you want, and you ultimately lead your pet’s healthcare journey. That being said, we’ve been in this industry for a very long time. Too often, we see how pet parents across the country regret not getting pet insurance in the first place.
Worse off, they realise that they need to prioritise holistic health care. Yes, the big emergencies need to be covered—and pet insurance is great for that—but there’s more to pet care than just emergencies. There’s the everyday stuff too, and trust us, it adds up.
By taking out Pet Medical Savings, you’re doing two great things:
- Your pet always has access to necessary funds should they need to visit their local vet.
- You’re protecting your finances—you won’t need to dip into your own pockets to cover the bills.
Okay, but then what is Pet Med Booster?
For a small monthly fee, you can add the Pet Med Booster benefit to your policy to pay zero excess and (wait for it) add more moola to your Pet Med Savings.
If you’re not sure what excess is—it’s the agreed-upon amount you pay toward a claim while your insurer covers the rest. With the Pet Med Booster, you can wave goodbye to excess fees, so you can focus on getting your pet healthy again.
For example, if you had our plan with all the bells and whistles (the Super Plan), you could add Pet Med Booster to double your Pet Med Savings. Yes, double them!
What are the conditions for these add-ons?
Okay, so we know that Oneplan offers this incredible add-on—but what are the special conditions you need to know? Great question! You’re already proving to be an incredible pet parent who cares about holistic care.
Here are the key conditions to be aware of:
- From the moment of inception, there’s a 30-day waiting period. Once that’s over, you can start reaping the benefits of Pet Med Savings.
- If you’ve added the Pet Med Booster, it will double your Pet Med Savings limit for the selected insured pet, per year. It also waives hospital excesses.
- Your Pet Med Savings wallet provides cover for each insured pet, up to the maximum limit, at any time. It renews every 12 months from the start of your policy. You can use the limit for multiple events until it’s fully used up during those 12 months.
At Oneplan, we truly believe in tail-o-made insurance—designed to suit your pet, your budget, and your lifestyle, which is why our pet medical savings benefit is so great!
If you’re ready to join one of the most comprehensive pet insurers in South Africa, feel free to get in touch.
Your Pet Insurance Family,
Oneplan
