What is the reason you should consider pet insurance options? We all know how scary the cost of vet bills can be. Just a quick check-up can cost you anywhere from R320 depending on where in South Africa your vet is situated (it may cost a bit more if vaccination is included).
And that’s only if you have one pet – imagine the cost of two or three?
Our own health is expensive enough to look after (hence the need for medical aid and/or health insurance to allow us to afford access to private healthcare), so vet bills on top of our own doctor’s bills can leave us dipping into savings, saying goodbye to any kind of holiday we had planned and possibly resulting in a heap of credit card bills.
Don’t believe us? Have a look at this article on the price of common pet insurance claims.
When it comes to our pets, we always want to make sure they are healthy, happy and living a long life by our side. Which is why we will do whatever it takes to keep them healthy, but whatever it takes shouldn’t mean breaking the bank. Cue looking at pet insurance options….
What is pet insurance?
If you are still on the fence about pet insurance or aren’t quite sure what it is, here’s a simple explanation to help put it into perspective for you…
Pet insurance is the pet equivalent to health insurance for humans. It is a form of short-term insurance that helps cover the costs of medical bills for your pet, in return for a monthly premium.
So, instead of being hit with a R10 000 bill when your pet needs surgery or even a R500 bill for a vet visit, pet insurance helps cover a vast majority of this amount. Eliminating the worst-case scenario of your pet needing treatment and you having to turn this down, or worse, opt for euthanasia, because you simply cannot afford the bill.
Now you can see why there is such a need for pet insurance.
There are a number of different pet insurance options out there, but only one of them pays you BEFORE you see the vet: Oneplan Pet Insurance (that’s us).
Oneplan has 3 different pet insurance options, but let’s have a look at our Pet Classic Plan…
Tell me more about the Pet Classic Plan
How much does it cost?
The Pet Classic Plan costs R280 a month (that’s less than R10 a day).
What makes this plan so great?
Get paid before you see the vet
We’ve mentioned this one already, but let’s explain a little more about how this works…
When you become a part of the Oneplan family, we give you a Oneplan Claim Card. This acts like a debit card and allows us to pre-load funds for routine care and vet visits.
All you have to do is let us know you are going to the vet through the simple and smart Oneplan App – upload your claim – and the funds will be transferred into your Oneplan Claim Card in seconds.
When you get to the vet, you simply swipe this card as you would any debit card, enter your pin and just like that – the money is paid! No more paying upfront and having to claim later!
Vet visits covered
You are covered for 4 visits to your vet each year, and up to R1400 per visit. These include – Consultations, radiology (x-rays), pathology (blood tests) and minor dental procedures.
Amazing routine care benefits
You are covered up to R800 each year for routine care which includes:
- Sterilisation
- Consultations for and/or vaccinations, deworming, flea control
- Anal gland expression
- Teeth scaling and polishing
Accident and illness cover
Accidents are the stuff you didn’t see coming – when your pet is involved in an accident, for example – gets hit by a car and requires you to immediately rush him or her to the vet. An illness is an issue (disease or sickness) that started after your cover began. This cover also requires hospital admission.
Cover up to R43 000 per event.
Kennel fees
This great feature covers kennel fees when you are unable to take care of your pet due to your unexpected hospitalisation that wasn’t your fault. Up to R180 per day and up to R1 800 per year.
Additional pet discount
Because we love pets so much and know that they are just like potato chips – it’s impossible to just have one, we created our cover to include an additional pet discount!
- 10% Discount on a second pet
- 5% discount for 3rd pet and per additional pet thereafter (pet 3 to 8)
Have a look at our range of pet insurance options or speak to one of our team members to find the best possible plan and cover for you and your precious pawfect partner.
Your Pet Insurance Family,
Oneplan
