The excitement of being a homeowner comes with a few responsibilities that simply cannot be ignored. You need to factor in the costs and benefits of home insurance to protect you and your home. Let’s find out all the benefits of having home insurance (they might surprise you).
Having your own home is an incredible feeling. You’re independent and can decorate your new home any way you like it, but there are still some responsibilities that can’t be ignored. You need to think about the security measures you have in place as well as a great home insurance policy (that’s easy on your wallet but still comprehensive).
Related: Buying Your First Home? The Top 7 Mistakes to Avoid When You’re A First-Time Homebuyer
The benefits of home insurance far outweigh the cost of it (and with us, that’s still a cost you can tailor to your budget).
Let’s take a look at the top benefits of home insurance.
The benefits of home insurance
1. Your investment(s) will be protected
Whether it be your house or the contents of your home, they’ll be protected. With the best home insurance, you don’t have to worry about something happening to your home and not being able to fix it or losing your prized possessions and not being able to replace them.
You see, you can’t predict when things go wrong, but you can plan for when they do with home insurance.
Read this: 4 Hidden Types of Safety Hazards in Your Home & How to Prevent Them
2. A good policy for a low monthly premium
With Oneplan (that’s us by the way), you have total control over your cover, and by simply using the Oneplan App, you can adjust your policy from the palm of your hand. We try our best to make sure you’re covered without having to break the bank.
Besides, at the end of the day (if something happens), it’s cheaper to have home insurance than trying to replace or repair what’s lost or damaged.
Let’s look at a real-world example…
You head out to the shops to get some groceries. When you come home, you find out your house was broken into. They stole your TV, computer, and your favourite pot plant (yeah, burglars are now stealing pot plants). The cost to replace your TV is R5 000, added to the cost of your computer and plant, the total cost comes to R10 000. Do you have that kind of cash lying around? And even if you do, did you want to spend it on replacing your valuable items? Probably not.
But, with home insurance, you can breathe a sigh of relief in knowing you are covered.
3. Less stress
You can rest easy knowing that your home is safe in any event. You are much better off having a top-notch home insurance policy than one that is not going to cover you for much.
Why deal with stress that you can cut out by taking advantage of a good home insurance policy?
4. No matter what – you’re covered
The biggest benefit to having a home insurance policy is that you’re always covered, there’s nothing to worry about. Even if you adjust your policy to suit your budget, the majority of your home contents will still be covered, and you get to decide on what they are.
With Oneplan, you have complete control of your insurance (and there’s no catch or nasty Ts & Cs).
Make sure you are properly insured
When you decide on the total value of the contents inside your home and the kind of insurance you need, then you need to make sure you’ve done all your research and chosen the right insurer for you and your home.
With Oneplan, like we said, we let you choose how much cover you want based on a sliding scale. Basically, you choose a percentage of cover between 30% and 95% and we will work out your monthly premium according to this.
You can also adjust your cover whenever you want to, from the palm of your hand using our smart Oneplan App. All you have to do is log into the App and use our cover slider to change the amount of cover you are paying for and we will bill you according to this exact cost—no catch.
So, that means when your budget is a little tight for the month, then you can adjust your insurance premium to suit you and your wallet.
The bottom line
We know that sometimes things are tough or you’re overwhelmed by the excitement of having your own place, but you can’t forget about your home insurance. You never know what will happen and we would hate for you to lose your hard-earned belongings or experience the stress of damage to your home.
Oneplan is there for you every step of the way and we aim to provide affordable home insurance that is hassle-free and easy to understand. There are endless benefits of home insurance, but the biggest one is when you join the Oneplan Family, you’re covered with no extra costs and no sneaky fine print. If you want to join the Oneplan Family, click this link to get started!
Yours in hassle-free home insurance,
Oneplan
