With so many options out there, here’s why Oneplan is the best cat insurance, plus a few reasons why you need to have pet insurance for your cats.
We get it, cats are less of an insurance risk. They tend to always land on their feet, try their best to stay out of danger and spend the majority of their days sleeping. So, it’s about time your cat cost you less for pet insurance compared to their canine friends
Pet insurance is something many responsible pet parents decide to purchase in order to protect their bank accounts from both expected and unexpected vet bills, as well as to allow their pet to receive the best possible care that money can buy.
Discover: 6 Secrets to Stress-Free Vet Visits (#6 is the Real Worry-Buster)
Before we get into why it makes sense to have pet insurance, even for your cat, we wanted to share why we think Oneplan Pet Insurance is the best pet insurance for cats (if we do say so ourselves!)
Why Oneplan is the Best Cat Insurance
- Your cat is covered for accidents and illnesses (or you can opt for the Accident Only plan)
- Our Classic and Super plans include routine care cover
- 3 out of our 5 plans include vet visit cover
- Oneplan pays you BEFORE you see the vet with our Oneplan Claim Card and App
- Oneplan lets you go to ANY vet of your choice
- New policies for cats up to their 11th birthday (or no age limit on the Accident Plan!)
- Oneplan offers a multi-pet discount
Why it pays to insure the health of your cat
Many cat owners opt not to insure the health of their cats as they hardly ever visit the vet. And at first, that might make more financial sense.
But when you start to think about unexpected and often costly costs that can arise from accidents (when your cat gets involved in a fight with the local tomcat) or illness (when your cat is diagnosed with a serious condition), then pet owners tend to experience a major wake up call (as do their budgets).
An overnight stay at the vet can set you back R2000 for specialised care. That’s not including the costs of scripted medication or procedures such as surgery.
The cost of pet care is something many owners do not take into consideration when getting a pet. A vert visit might only cost you R500 (more or less), but when it comes to accidents and illnesses, you can face a vet bill of R10 000 or more.
Why you need to insure the health of your older cat
As with humans, the older your cat gets, the more likely he or she is to develop a chronic illness.
Read this: Chronic care for pets: Caring for your pet with a chronic illness
Some vets recommend that older pets have two annual checkups in order for any underlying conditions to be detected and quickly treated.
Surgeries for older pets also require special care, which means higher costs.
Why you need to insure the health of your kitten
Whilst insurance for older cats may seem to make a little more sense as older pets are more prone to developing serious diseases or illnesses, there are also a number of reasons as to why you need to insure the health of your kitten.
In fact, insuring your cat at a younger age will not only save you from unexpected vet bills, but it will also promote regular vet visits and healthcare which will help your cat lead a healthier and longer life.
The first thing you need to know about kittens is that they are inherently curious little creatures. Their curious natures can increase their risk of getting into tricky situations resulting in injuries.
Kittens are also clumsy and haven’t quite found their feet just yet. This means that your kitten runs the risk of falling from a height and hurting him or herself quite badly. Your kitten’s immune system is also not fully developed yet. Meaning she is prone to diseases.
Related: At What Age Can Your Pet Get Pet Insurance?
Oneplan Cat Insurance
Although insuring the health of your cat comes with a long list of benefits, as mentioned, we understand that cats aren’t quite as costly to care for compared to dogs. Which is why we have designed our pet insurance to accommodate for cat paw parents.
Here’s how our pricing structure works:
Pet Primary Plan
Per Dog: From R180pm
Per Cat: From R160pm
Pet Classic Plan
Per Dog: From R300pm
Per Cat: From R280pm
Pet Super Plan
Per Dog: From R450pm
Per Cat: From R430pm
At the end of the day, you will need to choose the best pet insurance plan based on your individual cat’s needs and your budget – but remember that paying less on pet insurance now may mean paying more in vet bills, so don’t just go for the cheaper-is-better approach.
Wishing you and your feline fur baby many happy, healthy years together!
Your Pet Insurance Family,
Oneplan
