Does pet insurance include Pet Medical savings?

   

Jade Poole from I write words

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Pet Med Savings

Time to answer one of our most frequently asked questions, so keep reading to find out the answer!

The truth is that as a pet owner, you are going to have to get used to adding a few new terms to your vocabulary. If you are reading this blog, then we will guess you are already aware of the words ‘pet insurance’ but what about pet medical savings? If you find yourself panic sweating or looking to open up another Google tab, don’t panic! We have everything you need (and more) about pet medical savings.

What is Pet Medical Savings

You didn’t really think we would get into this blog without first defining the term, right? See, for us, it is important that we are all making use of the same definition – one that is simple and easy to understand. That way no one gets lost in unnecessary lingo and jargon that no one likes.

Pet Med Savings” means access to a savings wallet that may be used towards preventative care claims for your insured pet. Basically, think of Pet Med savings as your superhero who swoops in whenever you need help with all of the day-to-day cover things and it is an add-on for all of Oneplan’s more comprehensive policies.

Need a few examples of what it will cover? We’ve got you!

What exactly does Pet Med Savings cover? 

  • Voluntary Sterilisation
  • Vaccinations
  • Deworming
  • Tick and flea control
  • Anal gland expression
  • Dental care (teeth scaling and polishing)
  • Nail clipping
  • Chronic medication
  • Hydro- and physiotherapy (not covered in hospital)
  • Shortfalls and excesses that form part of the overall day to day annual limit

Read more: you have pet insurance, now what?

Why is it essential that I get Pet Med Savings?

We don’t like to be a pushy insurer, because you are absolutely entitled to do whatever you want, and you ultimately lead your pet’s healthcare journey. That being said, we have been in this industry for a very long time. Too often we see how pet parents across the country have regrets that they didn’t get pet insurance in the first place.

Worse off, they realised that they need to prioritise holistic health care. Yes, the big emergencies need to be covered and pet insurance is great for that, but there is more to pet care than that. There is the everyday stuff too – and trust us when we say that they begin to add up.

By taking out Pet Medical Savings you are doing two great things. The first is that your pet always has access to necessary funds should they need to visit their local vet. The second part is that you are providing your finances with the ultimate form of protection as you do not need to reach into your personal funds to cover the bills.

Okay, but then what is Pet Med Booster?

For a small monthly fee, you can add a Pet Med Booster to pay zero excess and (wait for it) add more moola to your Pet Med Savings.

In case you don’t know what excess is, it’s the agreed-upon amount that you pay towards a claim and your insurer covers the rest. With the Pet Med Booster, you can wave goodbye to excess fees, meaning you can focus on getting your pet back to health instead.

For example, let’s say you had our plan with all the bells and whistles: the Super Plan. You could add Pet Med Booster to double your Pet Med Savings. Yes, DOUBLE them!

What are the conditions for these add-ons?

Okay, so we know that Oneplan offers this incredible add-on, but what are the special conditions that you need to know? Good question! See, you are already proving to be an incredible pet parent who cares about holistic care.

Here are the special conditions you need to be aware of:

  1. From the moment of inception, you will have to wait a 30-day waiting period. Once this period is over, you can start reaping the benefits of Pet Med Savings!
  2. If you have added the “Pet Med Booster” to your cover it will double your Pet Med Savings limit for the insured pet selected, per annum. The “Pet Med Booster” option will also waive your hospital excesses.
  3. Your Pet Med Savings wallet provides cover for each insured pet, up to the maximum cover limit, at any time and renews every twelve (12) months from the inception of your policy. The cover limit can be used for multiple events until the limit has been reached within the twelve (12) months.

At Oneplan, we really do believe in tail-o-made insurance. Designed to suit your pet, your budget and your lifestyle.

If you want to get on board with one of the most comprehensive pet insurers in South Africa, please feel free to get in touch.

 

Yours in tail-wag worthy insurance,

Oneplan



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