You’re young, you’re healthy but you still need health insurance - here’s why


Jade Poole from I write words

Young Healthy Need Insurance

You’re just entering the world of adulthood filled with newfound responsibilities. One of those responsibilities is health insurance. But you’re young and hardly ever get sick so do you really need it? In short, yes and we’ll tell you why.

As you get older, you begin to take on more responsibilities and have to consider things you never even paid much attention to before. One of the biggest things you need to prioritise is your health.

Now, you’re probably thinking “I’m young”, “I never go to the doctor” or “Is it really that big of a deal?”.

The thing is, everyone needs health insurance, no matter how old they are. Accidents happen all the time and you can never pinpoint when you’re doing to get sick (even if you’re young and healthy).

We’ve identified the top reasons why health insurance is a GREAT idea (we’ve even got some budget-friendly health insurance options you’ll love).

Reasons you need health insurance no matter how young and healthy you are

1. You’ll be prepared for the unexpected

As we mentioned above, life is full of surprises. You never know when you could injure yourself, fall ill or need surgery. We can’t stress this enough, you’re not invincible. When you’re young, it may seem like nothing bad will ever happen to you but it could.

So why not make sure you’re covered?

2. Private healthcare is pricey 

South Africa has some exceptional healthcare but the majority of these hospitals are private. Government hospitals in our country are known to be overcrowded, have poor infrastructure and have a lack of funding.

This means that private healthcare is more likely your first choice BUT it’s not cheap.

The great thing is that health insurance gives you access to private healthcare at a fraction of the cost. Take a look at this blog to find out more about how you can afford private healthcare.

3. Preventative care is the best care

Health insurance promotes preventative care. You can’t predict when things go wrong, but you can plan for when they do - with health insurance. Medical insurance is affordable, short-term insurance that helps cover you for the pricey costs of private medical care. This means that with health insurance, you get access to private hospitals and don’t have to worry about breaking the bank in an effort to afford treatment. Plus, with us, we offer our clients a range of preventative care benefits.

Some preventative measures that health insurers prioritise are:

  • Regular dental checks
  • Checkups at the doctor
  • Physical screenings
  • Mental health screenings
  • Staying up to date with vaccinations and flu shots
  • And more.

Discover why preventative care is so important here.

4. Peace of mind

You won’t have to avoid doing fun activities or wait really long before visiting the doctor in the fear that you’ll get hurt or pay thousands of rands in medical bills.

You can live your life to the fullest knowing that you’re covered in the event of a health scare.

5. There’s a health plan for everyone

The great thing about health insurance, especially with Oneplan, is that there are a variety of health insurance policies that suit various budgets. 

There is no need to avoid health insurance because you’re stressed about paying for it every month. You will actually end up paying far more in medical bills when the time comes. And we say when because, unfortunately, no one is immune to a health scare or emergency.

Health insurance with Oneplan

As we mentioned, you don’t need to panic about the cost of health insurance. Yes, it costs you money every month but 1. It’s SO worth it and 2. You can find a comprehensive plan that suits your budget.

Oneplan offers 4 different health insurance options that cover various medical needs for a certain amount. Each option is tailored to your unique requirements and budget so you can easily find a policy that suits you just right.

Our plans consist of the following: 

  • Core plan: Starting from R 420 per month
  • Blue plan: Starting from R 830 per month
  • Professional plan: Starting from R1 115  per month
  • Executive plan: starting from R1 465  per month

You can have a more detailed look at our plans here. Keep in mind that these prices are subject to the date on which this article was written. 

Take a look at why our core plan is a great option for students here.

Bonus reasons why you need Oneplan Health Insurance

Not only do we have impeccable and comprehensive health insurance policies that won’t hurt your bank account. We also have some other amazing benefits that really set us apart from our fellow health insurers.

With Oneplan, you;

  1. Can keep your doctor - gone are the days of you scrolling through lists of “approved” doctors. You can pick any doctor you like as long as they’re a registered health professional in South Africa.
  2. Get paid BEFORE you go to the doctor - making sure you can afford adequate healthcare is our top priority! All you have to do is submit your claim on the Oneplan App and you’ll receive the funds for your appointment.
  3. Have access to routine and day-to-day cover - with us, the small stuff is just as important as the big emergencies. All of our plans make sure you’re covered for your routine and day-to-day needs. You won’t have to wait or avoid the medical care you need simply because you can’t afford it, we’ve got you.

Your health is our top priority, no matter how old you are so get in touch and let us talk you through any health insurance-related questions you may have.


Yours in affordable, quality health insurance


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