Pet Insurance: Not nearly as difficult as you thought it was


Jade Poole from I write words

Pet Insurance

Do you know what grinds our gears? People who skip out on pet insurance because they think it’s an inconvenience. They’re missing out, and here’s why.

A hassle, a pain in the hindquarter, whatever you want to call it. This was the case maybe 10 years ago. People think pet insurance is unnecessary (it isn’t), expensive (it doesn’t have to be) and a mission and a half to navigate (depends where you look).

We’re going to unpack pet insurance and how you can cross all three of those factors off of your worry list, today.

Why pet owners need pet insurance 

Pet insurance isn’t a luxury purchase. It isn't just for anxious pet parents or pure-bred show dogs. Pet insurance is how everyday people can enjoy a pet whilst bearing the expenses that follow. If you haven’t owned a pet yet or your dog has yet to fall ill, you may not have a realistic idea of the cost of raising a healthy pet. Through thick and thin.

Veterinary healthcare comes along with hefty bills. And we can’t really complain, can we? Vets understand animals from top to tail and with all the technology they have, you’re paying for really comprehensive care. The more a vet can do to help your pet, the more it’s going to cost.

We get human health insurance for the same reason - healthcare is expensive and accidents happen. The same goes for your pets. You may not look at them as puppies and think about what could go wrong, but you need to be realistic.

Accidents and illnesses can happen to anybody, even your four-legged friend. That’s why you need pet insurance and why you need to get over the notion that it’s too complicated for you and your pet. 

If you want to crunch the numbers, head over to this blog where we spoke to vets to get accurate prices on the 9 most common pet insurance claims (and what you could be paying without cover)

Pet insurance made easy

Do you know what zero-hassle app based insurance means to us? It means more time for you to be with your pets. Keeping them company is just as important as looking after their health and wellbeing.

With Oneplan, we make insurance easy. Because why should it be anything else? With the world going digital, we’ve kept up by making our insurance as user-friendly as we can. All you need to do is sign up online and register with the Oneplan App, which is so easy.

So easy it can be shrunk into a 3 minute-video. If you decide to jump on a Oneplan Pet Insurance policy, watch this video to find out how to register for the Oneplan App.

Simple claiming

We’ve heard and read the worst reviews on how insurance can go wrong. People end up waiting months for claims to process, have to pay out of pocket and are met with complicated policies that never end up meeting their needs.

If that’s been your insurance experience thus far, we can understand why you’re hesitant. But we do things somewhat differently. You can load all of your claims via the Oneplan App. You just select which pet you’re claiming for and highlight what visit or procedure they have coming up and you’ll have money in your pocket before you go to your appointment.

We don’t put money into your bank account though - we don’t want you bearing the brunt of credit or transfer fees. Instead, we give you a Onecard. This is where your funds will be preloaded and you can swipe it as you would a debit or credit card. No more paying out of pocket, we’ve got you covered from the start.

Go to your vet of choice

We take convenience one step further by letting you go to any vet of your choice. This way you know you’re getting the care you trust and know and your pet doesn’t need to readapt to a whole new person.

Going to the vet is hard enough, we aren’t about to make it any harder.

Affording pet insurance

Anytime a monthly bill gets thrown into the ring, it sort of sucks. Even if you’re really excited about the product, there’s still that small part of you that wishes you could keep your money where it belongs: in your bank account.

Here’s the thing. Running yourself into debt or backing yourself into a corner is going to feel a lot worse than a monthly payment. And, that monthly payment doesn’t need to set you back thousands of rands. With Oneplan, our most exclusive plan (The Pet Super Plan) starts from R325 per month - and if you read the article we mentioned above, you’ll understand this is a small price to pay in comparison to what you could be paying if you weren’t covered.

Please note that these prices are reflective of the date that this article was written. For up to date pricing, please follow this link.

Get on board, get in touch and you won’t regret it.


Yours in zero-hassle pet insurance,


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