Car insurance that understands you & your budget


Jade Poole from I Write Words

Car insurance that understands you

Are you contemplating skipping out on car insurance because your budget is a little tighter this month? Well then, you’ll be happy to know that with Oneplan – you decide how much you pay.

At Oneplan we don’t only believe in simple insurance but car insurance that puts you back in the driver’s seat.

We’ve never been the bossy type; in fact, we prefer for our clients to be our bosses. You tell us the type of coverage you’d like and the amount you’re willing to pay for it and we’ll take care of the rest.

We’re giving you the power to choose, customised and create your ideal car insurance plan. And that starts with offering you coverage that suits your current budget.

Let’s look at some facts

Before we get into our flexible coverage, we thought we’d quickly remind you of how important car insurance is. But we aren’t going to bore you with a lengthy explanation. Instead, we’re going to give you one statistic (and a short explanation): almost 8 million vehicles on our roads are uninsured.

If that doesn’t shock you, we don’t know what will.

Here’s the issue with this statistic: it is incredibly reckless and irresponsible to drive a vehicle that is uninsured. The amount of money that you will be expected to cough up in the event of an accident is ridiculously high. And the average person doesn’t have that kind of cash just lying around.

We don’t want you to be a part of this statistic or experience the financial burdens of not having comprehensive car insurance. Not only will our Oneplan car insurance keep you from incurring serious debt but be a reminder that you are deserving of insurance support - regardless of your budget.

But in the event that you may still be considering cancelling your car insurance, you may want to tap on this blog - Before you cancel your car insurance, read this.

When money is a little tight

We know that we are in the middle of a pandemic. For many that means keeping a close eye on your finances. But that doesn’t mean you have to get rid of compulsory expenses like your car insurance. Especially when you really can’t afford to be without it.

Now for those of you thinking that car insurance is just too expensive of a debit order at a time like this, you can now exhale. Why? Because we put you in charge of your own coverage amount.

While other insurers may charge you ridiculously high premiums, we here at Oneplan do things a little differently ….

We aren’t here to lock you into an expensive policy. We also don’t turn a blind eye to real-life struggles and the financial strains that some of you may be experiencing. This is why we make use of our flexible coverage system – that adjusts with you.

Whatever your situation, you can readjust how much you spend on your monthly premiums at the simple click of a button. Because everyone should be able to afford car insurance – even during these times.

How does our flexible insurance work?

Okay, so many of you must be wondering how we pull all of this off. Thankfully, you’ll be happy to know that it’s actually rather simple.

With Oneplan, we give you complete and total control over your coverage using our exclusive Sliding Scale. It is because of this awesome system that we are able to remain 100% flexible in order to meet your exact needs and budget.

The Sliding Scale

When we say that our Sliding Scale is worth all the hype we really mean it.

With this little nifty tool, you are able to select the percentage of insurance that you want and can afford. You can select from 30% all the way up to 95% and our team will help you calculate a personalised monthly premium based off of that percentage.

Here’s a little example: Let’s say that you’ve opted for 50% coverage. That means that we will cover 50% of the retail value of your car in the event that it’s written-off. Or in the event that there is damage to your car we’ll contribute to 50% of the costs.

The best part? Our car insurance is always (and we mean always) comprehensive. No matter how high or low your cover percentage is.

Just make sure to keep in mind that there are excess costs involved. But don’t panic – this is all carefully (and simply) explained in your personal policy document.

Why this flexibility matters

Our Sliding Scale grants you peace of mind. So if you are tightening the ropes on your expenses, you can just simply move the scale down a little and opt for a lower premium. As soon as your finances allow, you can just swipe it back up again and increase your coverage and monthly premium.

phone scaler

Change your coverage at the click of a button

See when we say that you can change and adjust your premium at the simple click of a button, we aren’t just saying this as a tagline. We really mean it. You can adjust your cover from the palm of your hand using the Oneplan App.

All you need to do is download our Oneplan App, log in, head over to our cover slider and change your cover percentage. Our team will then quickly crunch the numbers and send you an adjusted bill.

Our user-friendly App also allows you to easily access our support team in one simple location. But the perks don’t even end there. Here are a few of the awesome benefits that are built into our Oneplan car insurance package:

  1. Paperless claims
  2. Instantly change your premium and price
  3. Manage and view credit card payments
  4. Simply snap a photo of your car and load it to the App for your vehicle validation

And so much more…

It’s time that you experience the benefits of an insurance company that allows you to customise your insurance plan to match your budget because no one should ever skip out of this type of comprehensive cover because they cannot afford it.


Yours in comprehensive cover,

The Oneplan Team

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