Optometry & Health Insurance: Does Health Insurance Include Eye Care?


Jade Poole from I Write Words

Optometry & Health Insurance

Did you know that all of our healthcare plans include optometry benefits? That means that with Oneplan health insurance you can keep your eyesight in great shape. The best part? We front you with the cash you need before you see your healthcare provider.

Going to the doctor doesn’t come cheap, let alone visiting the optometrist. A number of us tend to put off seeing healthcare professionals such as dentists and optometrists due to the dreaded bill that comes with it. And who can blame you? It’s hard enough trying to afford groceries, bills, debit orders and electricity (even with load shedding). Let alone trying to afford to see our doctors.

Because of this we often tend to avoid doctors entirely until something goes really wrong. But the problem with this approach is that this allows existing issues to get progressively worse which might result in an even higher medical bill in months to come.

The importance of routine care

Going to the dentist, seeing your doctor for regular check-ups and getting your eyes tested are all ways you can ensure you stay healthy. Regular check-ups like this also ensure your doctor can detect and treat any serious underlying health concerns before they get worse (and trust us, they do).

Got a toothache? Get it checked. Squinting at your screen right now? Get your eyes tested.

Investing in your health with routine care is a way you can ensure you lead a long, happy and healthy life.

Medical aid isn’t the only option

Of course, the dilemma of being able to afford private healthcare and routine care is something else entirely. Private healthcare in South Africa is something very few of us can afford, which is why healthcare cover like medical aid is often seen as the only option.

But have you ever heard of health insurance?

Health insurance is an affordable alternative to medical aid. And the best part is that it gives you the SAME access to private healthcare but at a fraction of the cost.

This is because with health insurance there are specified limits in place, meaning you know exactly what you are covered for and how much cover you have. Which is pretty helpful if you ask us.

Health insurance with day-to-day benefits

There’s a common misconception that health insurance is sort of like a downgraded version of a hospital plan, when in fact, this couldn’t be further from the truth.

Whilst health insurance does offer some pretty impressive hospital benefits, we also include a range of day-to-day benefits, such as dental care, GP cover and optometry cover.

Health insurance with optometry cover

With Oneplan, we include optometry cover in ALL of our health insurance plans.

With us, you can choose between four different plan options.

Here’s what you need to know about our optometry cover:

What you are covered for:

●     Glasses (frames and lenses), contact lenses, tinting of lenses

●     This cover works in a 24-month cycle where you can only claim every 24 months according to your cover limit, after the initial waiting period of 12 months.

What you are NOT covered for:

●     Sunglasses, Plano lenses (these are lenses that provide no vision correction).

●     Low prescription lenses, should the lenses not be covered the consultation fee will be covered.

Core Plan: R365 per month

Optometry cover: Up to R950 (you can claim this amount every 24 months)

Blue Plan: R690 per month

Optometry cover: Up to R980 (you can claim this amount every 24 months)

Professional Plan: R947 per month

Optometry cover: Up to R1 400 (you can claim this amount every 24 months)

Executive Plan: R365 per month

Optometry cover: Up to R1 500 (you can claim this amount every 24 months)

Why should I choose Oneplan health insurance?

We have a range of reasons why we make health insurance hassle-free and simple. Here are some of those reasons…

With us, you can go to any optometrist of your choice

Have an optometrist you trust and are comfortable with? That’s great because we let you keep your chosen healthcare provider or go to any optometrist of your choice!

We front you with the cash you need before your healthcare visit

Because of our smart and user-friendly Oneplan App, we have changed the game with it comes to claims made easy.

With us, we give you the cash you need BEFORE you see your healthcare professional. From the doctor to the dentist or optometrist!

How we do this is using our unique Onecard. Before your visit with your eye expert, simply log into the App, load your claim and the funds will be transferred to your Onecard within seconds. This way you don’t have to wait until the end of the month to see your doctor.

Yours in hassle-free health insurance,


Related posts

Cover your family, and get Oneplan Health Insurance