The top 4 things that land you in hospital (hint - you can’t predict them!)

   

Jade Poole from I Write Words

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You need to make sure you are covered for the things that matter most (don’t be left broke when you are broken)

There are so many people in South Africa who believe they don’t need a hospital plan.

Medical aid is just too expensive and you might feel as though you are in good health right now and nothing can go wrong.

So, naturally, you assume that you won’t ever need to go to a hospital any time soon and having a hospital plan is just an expense you can’t afford.

The truth is…

You can’t afford NOT to have at least a hospital plan in South Africa and here’s why…

Having access to private healthcare in South Africa is something all of us should be able to afford. The sad reality of some government hospitals is that they are understaffed and lack the right equipment. You might even be denied a hospital bed and seeing a doctor can leave you waiting in a line for hours.

This is not to say that this is the case with all public hospitals, but it certainly is the reality with a number of them.

Medical aid isn’t the ONLY option

But, what you might not know is that there is an affordable alternative to medical aid and it’s called health insurance.

If you choose to get health cover through Oneplan, then we cover more than just emergencies and accidents, we also cover day to day and routine care such as doctor and dentist visits.

What’s more, is that we also PAY YOU BEFORE you see your doctor through our easy to use Oneplan App.

The thing is, you can never know when you might end up in hospital. It’s not always about being sick, falling ill or needing to have an operation. It’s about being covered when you need it most for the things you didn’t see coming.

Here are the top 4 things that land you in hospital that you can’t avoid:

1. Injury

Just walking down the stairs can lead to an accident. You might not have seen that pair of shoes someone left in your hallway and you end up tripping over them.

And cooking dinner could end up in you cutting into your finger and severe bleeding or even burning yourself with hot oil splattering onto you.

Accidents happen and they often lead to serious injuries.

If your job requires you to work with heavy machinery, then you may have an even greater risk of accidents happening.

Even running on the treadmill at gym could end up in a fall followed by scrapes, cuts and serious roasties.

The thing is, when you are seriously injured, you will need to receive immediate medical attention to make sure no permanent damage takes place.

2. Car crash

Car accidents happen in the blink of an eye.

We cannot predict what other drivers might do. A taxi swerving in front of you, someone driving into the back of you because their brakes failed, a person runs into the road and you have to quickly swerve to avoid them and end up hitting the barrier. Even falling asleep behind the wheel is something that happens everyday on the roads.

Car crashes can often end up in serious injuries and you will need immediate medical attention.

If you’re insured with Oneplan, we also offer affordable and easy to use car insurance, the best part is we let you choose how much cover you want according to what you can afford and also cover towing costs.

3. Surgery

One day you’re walking to the shops and the next you feel this terrible pain in the bottom right side of your belly - you go to the doctor and he tells you you have to have your appendix removed immediately. If this is not treated and removed it can burst and poison your other organs.

If you can’t afford private healthcare, then you might be left waiting in line for hours at a government hospital, and you will be an immense amount of pain (yes, this happens, everyday - believe me, I speak from experience).

Or, you bite into an apple and chip your tooth. Or fall and break your tooth. Or you have to have your wisdom teeth removed.

All of these above issues end in surgery and very expensive costs to be covered on your end.

If you have health insurance, you don’t have to worry about the ‘what if’.

4. Crime

Crime is a reality we have to deal with in South Africa. Just walking home comes with its risks. If someone comes up to you, physically assaults, pulls a knife on you and grabs your belongings, you could be left seriously injured and there is nothing you could have done to prevent it.

We all know of someone who has had something bad happen to them because of a crime-related event. Even someone breaking into your home, your car or your office is something that could and does happen.

Of course, there are a number of other terrible happenings that could land you in hospital, but these are the top 4 that happen on a regular basis.

The truth is, you need health insurance to make sure you aren’t left broke (when you are always broken).

We truly hope none of the above ever happens to you, but we want you to be covered for the ‘what if’s’ and everything in between.

Life’s complicated, insurance shouldn’t be.

Yours in health,

Oneplan



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